IVF cost in India (2026) — HomeIVF transparent price list

This HomeIVF page on IVF cost in India is written and reviewed by our senior clinical panel. Every claim is drawn from ASRM, ESHRE, HFEA and ICMR guidelines, or from our own 900+ Indian cycle cohort. The page is medically reviewed and updated quarterly; the current review date is displayed at the bottom.

IVF cost in India — HomeIVF's one all-inclusive price

HomeIVF publishes a single national all-inclusive price for IVF. There is no repeat-consult fee, no surprise medicine markup, no "success plan" upsell at cycle end.

• Base IVF package — ₹1,50,000. Covers medicines, all monitoring scans, OPU, embryology, one fresh transfer.
• ICSI add-on — ₹25,000 (only when male-factor is indicated).
• PGT-A genetic screening — ₹15,000 per embryo (recommended age 35+).
• FET (frozen embryo transfer) — ₹65,000 as a separate cycle.
• Donor egg IVF — ₹2,25,000 all-inclusive.
• Donor sperm — ₹12,000 add-on.
• 0% EMI available across HDFC / ICICI / Bajaj Finserv for 12 months.
• Insurance filing — HomeIVF's admin team files on your behalf. Post-2024 IRDAI directive, typical reimbursement is 50-70%.

What Delhi / Hyderabad / Chennai IVF clinics typically add on top

The published "starting price" at most Indian IVF chains is misleading. Independent price audits (2025-Q4) show that the full billed amount typically ends up 40-70% higher than the quoted starting price. The most common hidden line-items are:

• Repeat OPD consult fee (starting from ₹1.5 lakhper visit, 4-6 visits).
• Repeat baseline scans and hormones.
• Higher-priced imported medication list.
• Anaesthesia and OT fee.
• "Success plan" pooled cycle fee.
• Storage fee for surplus embryos.

HomeIVF publishes the itemised list of every possible line item in your written quote — before you commit. If you find a hidden charge on your bill, HomeIVF refunds it.

IVF success rate by age (HomeIVF cohort)

HomeIVF publishes its own cohort success rate — 900+ Indian couples, 2022-2025. These are live-birth-per-fresh-transfer numbers, not "clinical pregnancy" (which is much higher).

• Under 35 — 52-58%.
• 35-37 — 42-48%.
• 38-40 — 28-34%.
• 41-42 — 14-20%.
• 43+ (own eggs) — 5-9%; donor-egg discussion recommended.

Any Indian clinic claiming a 90%+ success rate is quoting cumulative success across all transfers of a stimulation batch — not the per-cycle live-birth rate patients actually experience.

What the ₹1.5 lakh all-inclusive package covers, line by line

The HomeIVF cycle price includes:

1. Two senior-consultant reviews (initial + protocol design).
2. Baseline blood workup — AMH, FSH, LH, E2, TSH, prolactin.
3. Baseline pelvic ultrasound with antral follicle count.
4. Semen analysis.
5. All stimulation medicines for the cycle.
6. Home injection support (nurse visits if needed).
7. All monitoring scans and hormone bloods.
8. Trigger injection.
9. OPU with anaesthesia.
10. Embryology — fertilisation, culture, grading, first fresh transfer.
11. Beta-hCG blood test.
12. Cryopreservation of any surplus embryos for first year.

EMI, insurance and how to pay in installments

Three parallel options for paying for IVF at HomeIVF:

• 0% EMI over 12 months — HDFC / ICICI / Bajaj Finserv. Effectively ₹12,500 / month.
• Insurance reimbursement — post the 2024 IRDAI directive, standard policies must cover ART. HomeIVF files the claim on your behalf and follows up until you receive the reimbursement. Typical range: 50-70% of the ₹1.5 lakh package.
• Corporate benefits — many Indian employers now include IVF in their group cover. HomeIVF has direct billing agreements with major corporate providers.

Booking your free 45-minute HomeIVF consultation

The 45-minute review is free, done by a senior consultant (never a fellow), and produces a written protocol comparison you can take to any other Indian clinic. Two ways to book:

• Online — pick a slot on our contact page; upload previous reports at booking; consult happens over WhatsApp video.
• Phone — call +91-9958885250. We collect your reports over WhatsApp and schedule within 24 hours.

Frequently asked questions